Welcome to Fernbrook Cottage, a charming New England Cape nestled on 1. 2 acres in Fairfield's desirable Greenfield Hill. Surrounded by lush woodlands and curated perennial gardens that attract birds and pollinators, this home offers tranquility and natural beauty. The living room features a wood-burning fireplace, while a cozy den with a gas fireplace provides additional gathering space. The light-filled eat-in kitchen, with vaulted ceilings, a skylight, and bay window overlooking bird feeders, opens to the terrace and connects to the garage and accessory apartment. The main-floor primary bedroom is a peaceful retreat with terrace access, complemented by a nearby full bath. Upstairs are two additional bedrooms and a full bath. The accessory apartment above the garage offers flexibility for guests or rental potential. Outside, the gardens create a private haven, while the wooded area provides a natural backdrop. Ideally located just 1. 8 miles from Greenfield Hill Commons and 4 miles from Fairfield Center and Metro North, this property blends secluded living with convenience. Your peaceful retreat awaits at Fernbrook Cottage! Estate sale, property sold as-is. Buyer to perform due diligence. 4th bedroom is in ADU 4th bedroom is in the ADU
Type | Description | Level |
---|---|---|
Bedroom 1 | Full Bath,Hardwood Floor,Tub w/Shower | Upper |
Bedroom 2 | Wall/Wall Carpet | Upper |
Bedroom 3 | Bedroom Suite,Full Bath | Other |
Den | Gas Log Fireplace,Hardwood Floor | Main |
Eat-In Kitchen | Skylight,Vaulted Ceiling,Island,Patio/Terrace,Tile Floor | Main |
Full Bath | Stall Shower,Tile Floor | Main |
Living Room | Fireplace,Hardwood Floor | Main |
Primary Bedroom | Patio/Terrace,Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $636,000 | $636,000 | $636,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $842 | $842 | $842 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,178 | $4,227 | $5,410 |
Total Monthly Payment | $5,112 | $5,161 | $6,344 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.