45 Cross Road, Waterford, CT, 06385 | $375,000

Discover the perfect blend of elegance and functionality in this stunning 1-bedroom, 2-bath custom home, built in 2016. Nestled on a beautifully landscaped property with stonewall borders, this home boasts exceptional craftsmanship and high-end finishes both inside and out. Gorgeous custom stone detailing enhances the home's facade and continues inside with a striking stone fireplace, creating a warm and inviting atmosphere. Modern Kitchen with granite and butcher block countertops adds style and utility to the chef-inspired kitchen, featuring plenty of space for cooking and entertaining. The second floor features a spacious loft that could easily be converted into a second bedroom with minor adjustments. Enjoy the convenience of a second-floor laundry, full bath, hot water baseboard heating for energy efficiency, and a whole-house generator for peace of mind. A 1-car detached garage and ample additional parking make this home perfect for hosting guests. With its hardwood flooring throughout, spacious rooms, and easy access to everything, this home is a true gem. Plenty of potential to expand or create additional living space in the unfinished basement. Entertain year-round in the covered outdoor kitchen, complete with a built-in fridge, grill, sitting area, and wiring for a TV. Whether you're enjoying cozy evenings by the custom fireplace or hosting friends in your outdoor entertainment area, this property offers endless opportunities to live, relax, and entertain.

Features

  • Rooms: 4
  • Bedrooms: 1
  • Baths: 2 full
  • Laundry: Upper Level
  • Style: Colonial
  • Year Built: 2016
  • Garage: 1-car Detached Garage
  • Heating: Hot Water
  • Cooling: Ductless,Heat Pump
  • Basement: Full,Unfinished,Storage
  • Above Grade Approx. Sq. Feet: 1,152
  • Acreage: 0.5
  • Est. Taxes: $5,097
  • Lot Desc: Professionally Landscaped,Rolling
  • Elem. School: Oswegatchie
  • Middle School: Clark Lane
  • High School: Waterford
  • Appliances: Gas Range,Microwave,Range Hood,Refrigerator,Dishwasher
  • MLS#: 24065938
  • Website: https://www.raveis.com
    /prop/24065938/45crossroad_waterford_ct?source=qrflyer
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Listing courtesy of RE/MAX Legends

Room Information

Type DescriptionDimensionsLevel
Kitchen Granite Counters,Island,Hardwood Floor14.1 x 12.3Main
Living Room Fireplace,Hardwood Floor14.1 x 10.8Main
Office Hardwood Floor16.0 x 14.0Upper
Primary Bedroom Ceiling Fan,Full Bath,Hardwood Floor12.0 x 16.0Upper

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

45 Cross Road, Waterford, CT, 06385

$375,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $300,000 $300,000 $300,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.295% 6.538%
Monthly Tax Payment $425 $425 $425
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,996 $2,021 $2,572
Total Monthly Payment $2,496 $2,521 $3,072

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.