Welcome to this delightful 3-bedroom, 2-full-bath bungalow located in a sought-after North Providence neighborhood. This home radiates warmth and charm, creating the perfect space for making lasting memories. Step inside through the breezeway, an inviting space that instantly tempts you to sit and relax. Whether it's a crisp spring morning, a sunny summer day, or a cozy fall afternoon, it's the ideal spot to enjoy your morning coffee, a refreshing drink, or a favorite book. The main level offers a well-appointed layout with a spacious kitchen, a bright dining room, and a comfortable living room. A full bathroom, a bedroom, and an enchanting atrium room flooded with natural light complete this level, making it perfect for relaxing or entertaining. Upstairs, you'll find two additional bedrooms and another full bathroom, offering a versatile setup for families, guests, or even a home office. Outside, the fenced-in backyard provides a private space for pets, gardening, or hosting outdoor gatherings. Parking is a breeze with a driveway that accommodates two cars and an additional front parking spot for added convenience. With its newer roof and inviting character, this home is truly move-in ready. Don't miss your chance to own this charming gem in North Providence!
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Our Executive Mortgage Banker:
Our Insurance Division:
$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $377 | $377 | $377 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,049 | $2,075 | $2,641 |
Total Monthly Payment | $2,501 | $2,527 | $3,093 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.