One or more photo(s) has been virtually staged. Welcome to 2941 Adams Cross Drive, a newer construction home built by M/I for the Cobblestone community in beautiful Zephyrhills. Step into this stunning four-bedroom, three-bath home with a two-car garage, spacious design, exceptional living space and a functional layout spread across two stories. The first floor greets you with comfort and functionality and boasts a one-bedroom with a full bath on the first floor that flows just off the main living areas with an open floor plan. The main living areas include a dedicated space for the kitchen, living room and dining area with indoor/outdoor sliding glass doors for back patio access. Enjoy high-end kitchen appliances, a large island with space for additional seating, and ample cabinet storage — no carpet throughout and linen closets on both floors. Upstairs, you will find the owner’s suite, which offers a truly serene and peaceful escape from the rest of the home with an en-suite bath. Opposite the owner’s suite are two additional bedrooms, another full bath and a dedicated laundry room. Cobblestone is conveniently located near several shopping and dining options, outdoor nature trails, parks and so much more.
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $237 | $237 | $237 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,291 | $2,915 |
Total Monthly Payment | $2,574 | $2,603 | $3,227 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.