Why pay lot rent? Available now, enjoy lakeside living at its best in this beautifully renovated, fully furnished and turnkey 2 bedroom, 2 bath home. Located just one street away from Lake Henry in a quiet area of Lakeside Ranch, a gated 55+ cooperative in NE Winter Haven where you own a share of the 215 home development. Price includes the $11, 000 share in the corporation, so there is no lot rent.
No TLC required! AC was replaced in 2021. Newer metal roofover with protective coating. Home is offered AS IS. This open concept home has a tastefully renovated kitchen with lots of counterspace and cabinets, a dining room with built-in cabinetry, a large living room with lighted ceiling fan, luxury vinyl plank flooring throughout and both bedrooms have new, upgraded pad and carpeting. Primary bedroom features ensuite bathroom with walk-in shower. You'll like having the laundry indoors in a separate utility room with extra storage. Enjoy beautiful sunset views in the 3-season, insulated sun-room with A/C and sleeper sofa. The home has a big backyard and a large, screened-in porch area.
Lakeside Ranch provides water, sewer and lawn mowing all in the monthly management fee of $143. The community has a clubhouse, heated swimming pool, library, laundry facilities, shuffleboard, horseshoe area, boat landing and boat docks on the lake, trailer storage area, self-contained water and sewer plants with back-up generators. The community also offers regular holiday activities, arts and crafts classes, card and table games and exercise classes. No pets or motorcycles allowed to be kept on property. You can be as active with wonderful neighbors here as you like or just enjoy the security and peacefulness of lakeside living. Home is co-owned with Listing Agent. Perfect for year-round residents as well as snowbirds given the gated access and security provided by the community.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $106,200 | $106,200 | $106,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $66 | $66 | $66 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $707 | $715 | $911 |
Total Monthly Payment | $848 | $856 | $1,052 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.