Spectacular waterfront pool home in the community of Punta Gorda Isles is just minutes to Charlotte Harbor and then on to the blue waters of the Gulf of Mexico. There is a 30 ft concrete dock and a 10, 000 lb boat lift with new motor and new pilings. So, bring your boat! Hop in your boat and be in Charlotte Harbor for a day of world class fishing or island hopping to the many barrier islands. With over 2100 square ft of living space there’s plenty of room for family and friends with great room, dining room, updated kitchen, 3 bedrooms, 2. 5 baths, and spacious lanai. This well-designed residence offers bright and open floor plan with soaring vaulted ceiling, arched doorways, blinds throughout, new decorator light and fan fixtures, new luxury vinyl flooring in bedrooms, fresh interior paint with color accent walls, updated baths, built-in buffet in dining room, guest bedroom with Murphy Bed and built in desk, and tile flooring in main living areas. The wall-to-wall invisible sliders in the great room lead out to the lanai and pool area bringing the outdoors into your living area. Great for entertaining! The updated kitchen is a culinary enthusiast’s dream boasting warm wood cabinetry with soft close drawers, granite counters, stainless appliances including 4-door fridge and new Fisher Paykel drawer-style dishwasher, pantry, and breakfast bar that opens to the main living areas and for easy entertaining. The owner’s suite is complemented with a walk-in closet and updated en suite bath that will be your private retreat featuring dual sinks, wood cabinetry, and glass custom tiled shower. Enjoy lazing in your beautiful pool with new heater overlooking the expansive waterway. The extended lanai with wet bar will be great for entertaining or spending many hours enjoying the Florida wildlife, fish, and waterfowl that abound in this area. As an added bonus the updated guest bath has direct access to the pool area. So, no more “puddles” in your home. The dedicated laundry room is equipped with overhead cabinets, counter, and front-load washer & dryer. Plus, the oversized air-conditioned garage is fitted with a work bench and half bath. Other key features include irrigation system, newer hot water heater, new pool cage, storm protection including hurricane code garage door, impact resistant windows, and electric roll down shutters on lanai for peace of mind during inclement weather, 80 ft concrete seawall maintained by the City of Punta Gorda, and public water & sewer. Impressive curb appeal with new roof, freshly resodded front and side yard, fresh exterior paint, newly resurfaced circular driveway and paved walkways, landscape curbing and decorative rock, front entry courtyard, and mature palms and flowering shrubs creating a beautiful tropical oasis. Proximity to local beaches, dining, shopping, and golf courses makes this property ideal for the Florida lifestyle. Also, easy access to public parks with bike and walking trails and picnic areas, and boat ramps providing access to many waterways, beautiful Charlotte Harbor, the Peace and Myakka Rivers, and the Gulf of Mexico. You are just minutes to historic downtown Punta Gorda and popular Fishermen’s Village with quaint shops and cafes. Enjoy numerous community events and entertainment for all ages. Quiet waterfront community, yet all conveniences and amenities nearby. Don’t miss this beautiful waterfront home. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $588,000 | $588,000 | $588,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $594 | $594 | $594 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,912 | $3,961 | $5,042 |
Total Monthly Payment | $4,598 | $4,647 | $5,728 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.