474 W 145th Street, New York (New York (Manhattan)), NY, 10031 | $1,995,000

Owner says sell! Please contact us for your private tour!474 West 145th Street is a gorgeous limestone mixed-use townhouse, fully renovated, priced to sell and offering exceptional turn-key return on investment from day one in the Hamilton Heights commercial corridor. This lovely property has Commercial (currently salon) space on the Ground and Basement floors plus an Office on the First floor, and a stunning Duplex residential apartment on the Upper two stories, for a total of 4, 800 square feet of useable space. The entire building is Free Market, is in outstanding condition, and is delivered vacant. The First floor has some flexibility in terms of use - could easily be converted to Residential, to give two Residential units over a Commercial Duplex. The Residential space and Office feature open concept layouts with new appliances and fixtures, high ceilings, large windows, great storage space, and wonderful light all day long. The commercial space is in turn-key condition and the property is located on a busy street in the heart of Hamilton Heights. This lovely house is a short 10-minute walk to City College, and is in close proximity to the Dance Theatre of Harlem, Jackie Robinson Park, The Hudson River Greenway, The Ten Mile River Playground, and the Harlem River Drive. Shopping, restaurants, cafes and bars are all just a short stroll away. The A/B/C/D-line subways at 145th Street are right around the corner, and the M3, M100 and M101 buses are all within a short walk of the house. This property is priced to sell and is excellent value for an Investor or Owner Landlord. It is poised to generate an excellent return on investment while equity accumulates. Contact Harlem Lofts Inc today for your private showing!

Features

  • Town: New York
  • Rooms: 6
  • Laundry: Inside
  • Style: Duplex
  • Year Built: 1896
  • Heating: Other, See Remarks
  • Cooling: None
  • Basement: See Remarks
  • Est. Taxes: $10,440
  • Elem. School: Contact Agent
  • Middle School: Contact Agent
  • Pet Policy: Call
  • MLS#: H6257061
  • Days on Market: 474 days
  • Website: https://www.raveis.com
    /eprop/H6257061/474w145thstreet_newyork_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Harlem Lofts Inc.   Phone: 212-280-8866

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

474 W 145th Street, New York (New York (Manhattan)), NY, 10031

$1,995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,596,000 $1,596,000 $1,596,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.500% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.820% 6.597% 6.158%
Monthly Tax Payment $870 $870 $870
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,441 $10,088 $13,468
Total Monthly Payment $10,436 $11,083 $14,463

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.