Heritage Pines is proud to list a very updated, single-family home of 1491 square feet. The house is located in the center of the community and is close to everything. Updates include exterior and interior painting within the year, the master bath was completely updated recently, and the living room was recently updated with a ship-lap wall of American Planking, Coastal White in color just 3 months ago. The AC was replaced in 2016, the water heater in 2022, water softener in 2023. All kitchen appliances were replaced in 2023. There are custom light fixtures and ceiling fans throughout. The Lanai is enclosed with vinyl windows to keep out the rain/wind. The property has mature landscaping, curbing around bed areas, driveway design, garage keypad, and coach lights. Heritage Pines is a very active adult community that offers a private 18-hole golf course, Olympic-sized swimming pool and spa, lighted tennis courts, pickleball courts, excellent dining and entertainment, and clubs/crafts to meet every interest. A great community to get used to a great lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$315,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $162 | $162 | $162 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,677 | $1,698 | $2,161 |
Total Monthly Payment | $1,914 | $1,935 | $2,398 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.