This one-bedroom apartment in Southridge Section One boasts a coveted sun-drenched floor plan. It is located in a quiet area and features beautiful parquet flooring. Upon entry, you will find a spacious foyer that can be utilized in a variety of ways, even as a reading alcove. The living room is generously sized and includes a defined dining area with a decorative brick wall that can accommodate a table for six, leaving plenty of room for a home office. The windowed kitchen has white cabinetry that extends to the ceiling, providing ample storage space. Additionally, there is counter space on either side of the sink, perfect for food preparation. For added privacy, a long hallway separates the living area from the bedroom and bath. The bedroom has two exposures, a huge closet, and an additional linen closet outside. There are a total of three closets, two of which are double-wide. The monthly maintenance charge of $775. 71 includes electricity, gas, taxes, heat, and water. The Coop boasts excellent financial statements and offers amenities such as a gym, a playroom, a party room, a lounge/library, an indoor bike rack, and 24-hour laundry facilities. There is an attentive staff of six on-premises for 24/7 emergencies. You will also find four beautifully maintained courtyards and gardens, a private playground, and more outside. Board approval and a 20% down payment are required. Small pets are welcome, but subletting is not allowed. Restaurants, shopping, parks, and cafes are all only a short walk away. , Additional information: Appearance: Excellent
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,200 | $183,200 | $183,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,219 | $1,234 | $1,571 |
Total Monthly Payment | $1,294 | $1,309 | $1,646 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.