Breathtaking waterfront views from the family room, kitchen and dining room are seen from this home, situated on an oversized and picturesque LAKEFRONT home site with desirable sunrise views providing relaxing sunbathed afternoons from your screened in Lanai. This well designed 4-bedroom, 2 and ½ bathroom by Dr Horton is in the beautiful and popular, gated Del Tierra neighborhood. As you enter the home, you are greeted by a flex room that can be an office or a den. Then, you will continue down the foyer to the hub of the home where the newly carpeted family room, dining room and kitchen are located featuring endless water views. The kitchen offers generous counter space with an island ideal for entertaining, granite countertops, black and stainless-steel appliances, and a large closet pantry. There is a convenient guest bathroom on the lower level while the rest of the sleeping quarters are upstairs, including the primary suite and a flex area that could be converted into a number of things. The primary suite is spacious enough to accommodate a sitting area, two walk-in closets and a over-sized bathroom. The upstairs laundry area features its own private room to accommodate washer/dryer. Once you step outside to the large backyard you will enjoy a customized covered screened-in lanai or for outdoor dining use the open patio area perfect for creating memories for any type of gathering with plenty of room to build a pool. Right outside, the streets are lined with streetlights and sidewalks on both sides leading to the amenities center featuring a playground, resort-style pool, fitness studio, soccer field and a large pavilion. This community hosts local food truck vendors, fun activities, and holiday fun. Del Tierra knows how to do Halloween! The neighborhood goes above and beyond with costumes and decorations and attracts families from miles around. Christmas also brings a wide array of decorations and lights for everyone to enjoy. Del Tierra is only 30 minutes from the beach, 45 minutes south of Tampa, 15 minutes from Sarasota, and 90 minutes from Disney World. The top-rated Gene Witt Elementary and the local fire station are conveniently located right outside of the main gates. Being close to the Manatee River, Fort Hamer Park or Lake Manatee is ideal for launching your boat/kayak, jet skis or simply enjoying a day of fishing. Nearby are golf courses, shops, and dining as well as Lakewood Ranch parks, activity areas and trails. Easy access to I-75, sandy beaches, SRQ or Tampa International Airports and the area’s best dining and retail shops found in the UTC corridor. Very low HOA fees, no CDD fee and not in a flood zone!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,920 | $335,920 | $335,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $296 | $296 | $296 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,235 | $2,263 | $2,880 |
Total Monthly Payment | $2,606 | $2,634 | $3,251 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.