Under contract-accepting backup offers. Available now, in a seven story building, is this non-55+ property, located in Park Central Towers, which is in X500 flood zone. This 2 bedroom/2 bath condo is a west end unit. It has hurricane high impact PGT windows, installed May 2023, HVAC system installed July 2024, slight views of the intracoastal waterways and sunsets, a nice size Florida room, the kitchen has Italian Natural stone, the condo was painted and carpet installed less than 2 years ago, furniture is less than 2 years old and is negotiable. There is one assigned parking space, #49 with additional guest parking in front. Two elevators, accessed by security keys, service the building with security cameras in the lobby and building. In the basement there is a personal storage unit and community bike racks. Certified Service and Emotional Support animals are allowed. The heated pool area has access to a grill, shaded area, recreation room, fitness center and kitchen. There is low condo fee of $612, which includes water, sewer, trash, internet, and cable. Unit may be used as a rental after 1 year of ownership. Sold "AS IS". The Milestone Inspections have been completed, and there are no required repairs. Centrally located to St. Pete, Treasure Island, shopping, and 2 miles to the beach, this condo is less than 900 feet to the intracoastal waterway where one can paddle board, kayak, and go fishing. Or, you may just want to sit in Sunset Park, just across the street, to watch the beautiful sunsets, not to mention a perfect location to exercise your pet.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $60 | $60 | $60 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,330 | $1,347 | $1,714 |
Total Monthly Payment | $1,465 | $1,482 | $1,849 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.