Begin your next Florida chapter in this bright and spacious-feeling top-floor condo, thoughtfully designed with a blend of recent upgrades and vintage charm, offering both comfort and convenience in a prime location. Ready for immediate occupancy, this top-floor gem has everything you need to feel right at home. The open-concept kitchen connects seamlessly to the living room through a functional serving bar. A newer refrigerator and a dishwasher installed last year (never used!) add convenience, while the 1984 GE Dual Wave II microwave system and self-cleaning oven bring a touch of retro craftsmanship The bedroom is a storage lover’s dream, featuring a full south wall of double closets. It comes fully furnished with a queen-sized vintage Scandinavian teak bed, complete with under-bed roller drawers, headboard storage, and side cabinets. A matching four-drawer dresser is neatly tucked inside the closet. Major updates bring peace of mind, including $3, 300 worth of plumbing repairs completed in December. These include all-new emergency shut-off valves, the addition of a water shut-off valve inside the unit, and proper copper piping. Unlike many units in this complex, you won’t have to rely on building-wide water shut-offs for repairs. Having the ability to shut off your condo's water while on vacation adds significant convenience.
Additional Highlights:
• Washer and dryer convey with the purchase, featuring recently replaced steel-braided hoses and a new shut-off valve. Located in the Florida room closet, this placement helps keep humidity out of the main living area. Plus, the dryer vents to the outside, a rare feature in Florida condos.
• The bathroom is equipped with a new showerhead with a condensed spray flip for easy cleaning, safety bars, a splash guard, and a recently installed toilet.
• Ceiling fans in the living room, bedroom, and screened lanai ensure year-round comfort.
Start your day watching the sunrise on the east-facing screened lanai, and end it with breathtaking sunsets from the Florida room, which overlooks a serene, treed area. With no neighboring condos behind, you’ll enjoy added privacy and tranquility. Adjacent to the kitchen, you’ll find a pantry closet and a dedicated closet for the A/C and water heater—keeping them out of your clothes closet for added practicality. Low Condo Dues, Abundant Amenities: Condo dues are under $500/month and include coverage for all utilities except electricity. This includes Spectrum internet and cable, water, trash, building insurance, exterior maintenance (including the roof), and upkeep of the landscaped grounds. The community offers enjoyable amenities: Heated pool and hot tub - Clubhouse with a kitchen, fireplace, pool table, and library - Tennis court and gazebos for picnics. Surrounded by restaurants and shopping, this condo is less than 7 miles from state park beaches and the quaint towns of Safety Harbor and Dunedin, known for their farmers’ markets and boutique shops. When comparing to other condo options, note that this one was built in the 1980s and offers features that are not always available in the area, including covered parking, a screened lanai, a Florida room, installed ceiling fans, a dishwasher, and an in-unit washer and dryer. Most local condos, built in the 1970s, lack these conveniences. The property is vacant and ready for a quick closing. Pull into your covered parking space, unload your suitcase, and make this condo your new home.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $129,600 | $129,600 | $129,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $138 | $138 | $138 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $862 | $873 | $1,111 |
Total Monthly Payment | $1,075 | $1,086 | $1,324 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.