GREAT PRICE on this updated doublewide lakefront FULLY FURNISHED TURNKEY manufactured home in my favorite manufactured home park - Sandalhaven Estates! AC IS BRAND NEW, plus there's a new ELECTRICAL SERVICE. This home was damaged in the hurricane as reflected in the price: the carport, utiility room and the Florida room were destroyed. There's a lovely patio at the entrance - perfect place for an afternoon cocktail! The living/dining area has carpeted flooring, new ceiling fan, built in storage, and sliding glass doors to the rear porch (where the Florida room was) which has a peaceful view of the lake. The kitchen has new LED lighting, vinyl flooring, closet pantry, ceiling fan, and breakfast bar. Appliances include: Samsung French door refrigerator, Maytag dishwasher, and Samsung smooth top stove. The master bedroom at the rear of the home features carpeted flooring, ceiling fan, sliding glass doors to the porch, and a wall closet. The ensuite master bath has step in shower, linen closet, and updated mirror and light fixture, plus now houses the washer. The Guest bedroom has carpeted flooring, ceiling fan, wall closet and direct access to the guest bathroom, which has vinyl flooring, updated faucet, mirror, light fixture and toilet, plus new shower surround w/glass doors and block. Rubberoid roof system put on in 2004 . This is an "over 55" community with deed restrictions and low annual fees, only $200/yr! Bring Fido, as there is no size restriction for him! This location is very convenient to shopping, restaurants, golfing, and world class fishing! Don't wait - This home can easily be occupied right now! Get away from the cold northern winters!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $130,320 | $130,320 | $130,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $209 | $209 | $209 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $867 | $878 | $1,117 |
Total Monthly Payment | $1,150 | $1,161 | $1,400 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.