One or more photo(s) has been virtually staged. Welcome to 4505 Hummingbird Lane, where your dream home awaits. This charming 3 bedroom, 2 bathroom home, constructed in 2022, is nestled in a coveted tranquil neighborhood with minimal HOA fees. As you approach, the meticulously groomed lawn welcomes you, adorned with a charming dwarf Christmas palm tree and a hibiscus tree. The entryway is framed by lush hibiscus and shrubbery, setting a picturesque scene. As you step inside you are welcomed by volume ceilings that exude a sense of space and sophistication. This contemporary abode is meticulously designed, boasting a neutral color palette and modern accents, creating an ambiance of indoor-outdoor tranquility. Equipped with stainless steel appliances, the kitchen is as functional as it is stylish. The home has a comprehensive ADT system, including sensors and cameras on all entry points and windows, ensuring peace of mind. This system is fully paid off and will convey with the home. The property also features an upgraded irrigation system, enhancing convenience and sustainability. Residents of this community enjoy access to amenities such as a community pool, soccer field, and two parks/play areas, all covered by the small HOA fee. Conveniently located near shopping, dining, and major highways, this home offers the perfect blend of convenience and serenity. Don't let this opportunity slip away. Schedule a private showing today and make this beautiful home your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $501 | $501 | $501 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,943 | $1,967 | $2,504 |
Total Monthly Payment | $2,519 | $2,543 | $3,080 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.