Magnificent, large Dutch Colonial situated on quite mid-block, Inc. Village, great curb appeal w/clapboard, cedar shake ext. , leaders & gutters, new brick paver walkway, brick stoop & steps, new blacktop driveway w/Belgium blocks, this home has all the charm of yesteryear, completely remodeled, Encl. Front Porch w/9 windows, wainscoting ceiling, original old fashioned moldings & woodwork, ceiling fan, large LR w/hickory h/w floors, FDR w/hickory h/w floors & ceiling fan, newer ext. large EIK w/granite countertops, subway tile backsplash, maple cabinets, vaulted ceiling, skylight, hi hats, s/s appliances, farm sink & reclaimed barn wood wall, laminate flooring, rear ext. breathtaking, large Family Rm/Great Rm w/vaulted ceiling, gas fireplace w/mantle, ceiling fan & hi hats, updated Fbth w/granite sink-top, oak medicine cabinet & vanity & vaulted ceiling, 2nd Flr 2 staircases, 3 BRS all w/new wall-to-wall carpeting, 1 w/ceiling fan, Fbth w/wainscoting & pedestal sink, large walk-up Attic, Basement partially finished Family Rm, Laundry Rm w/washer & dryer, Workshop, Utility Rm, plaster walls, glass door knobs, newly painted interior, all windows have been replaced except for Porch, w/tilt easy clean windows, gas heat, sep. h/w heater, 2 zone heat, 100 amp electric, roof approx. 13 years old stripped to sheathing, security cameras, convenient to transportation, shopping & railroad.
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Our Executive Mortgage Banker:
Our Insurance Division:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $1,009 | $1,009 | $1,009 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,593 | $3,638 | $4,630 |
Total Monthly Payment | $4,694 | $4,739 | $5,731 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.