Virtually EVERYTHING has been replaced in this recently renovated home is in the heart of Jacksonville on a oversized fully fenced lot! With almost 1, 400 SF, 3 bedrooms and 1 bathroom plus a den and bonus area. Brand new designer kitchen with white shaker cabinets, granite countertops, stainless steel appliances, new sink, faucet and flooring. Brand new luxury bathroom, newer roof, newer HVAC, new plumbing supply lines & all cast iron drain lines replaced with PVC, new electrical panel, new Decor electrical switches & new plugs, new Water Heater. This quiet street with only three homes provides the perfect place to relax and unwind. The double lot with brand new fence and brand new deep rock well for irrigation. Centrally located and only minutes to San Marco, Downtown Jacksonville, and the Jacksonville Beaches. This home qualifies for The Ameris Choice Program that provides qualified borrowers with up to $20, 000 in assistance.
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Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,482 | $1,886 |
Total Monthly Payment | $1,539 | $1,557 | $1,961 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.