Situated on a private 1-acre lot at the end of a serene cul-de-sac, 12 Red Oak Road offers unmatched privacy and charm in the desirable Saint James neighborhood. This stunning custom-built home welcomes you with an elegant entrance foyer featuring vaulted ceiling and skylight, setting a tone of sophistication and spaciousness. A covered front porch invites you to relax and enjoy the naturalistic setting, providing a perfect spot to unwind while taking in the tranquil surroundings. At the heart of the home is an inviting den, where a striking stone wall wood-burning fireplace serves as a perfect focal point for cozy gatherings. The eat-in kitchen, accented by a beautiful bay window, provides a bright and welcoming space for casual dining with pantry. For more formal occasions, the home offers a separate dining room and a formal living room, both designed for stylish entertaining. Practicality meets convenience with a laundry room and mudroom that lead to the attached two-car garage. The home features four generously sized bedrooms and two bathrooms, including a primary suite with a walk-in closet and a private full bathroom, offering a serene personal retreat. An unfinished basement offers endless possibilities for customization, while the thoughtfully designed layout ensures a seamless flow throughout the home. Beyond its impressive features, 12 Red Oak Road is just minutes away from an array of shops, parks, and fine and casual restaurants, providing easy access to everything you need for a vibrant and convenient lifestyle. This rare find blends comfort, style, and functionality in a prime location. Don't miss the opportunity to make this exceptional property your own. Come See For Yourself and Fall in Love!
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Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.820% | 6.723% | 6.284% |
Monthly Tax Payment | $1,672 | $1,672 | $1,672 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,254 | $4,605 | $6,118 |
Total Monthly Payment | $6,018 | $6,369 | $7,882 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.