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4220 Joseph STREET, Port Charlotte, FL, 33948 | $349,900
Living in Port Charlotte offers the perfect blend of convenience, charm, and natural beauty. This vibrant community provides a relaxed coastal lifestyle, with easy access to pristine beaches, waterfront parks, and a wide variety of recreational activities. Whether you're enjoying the local dining scene, exploring nature reserves, or spending time on the water, Port Charlotte offers something for everyone. It's the ideal place to call home for those seeking both comfort and adventure.
This beautifully designed Florida-style home offers over 2, 000 square feet of living space and is one of our top-selling floor plans. As you step through the front door, you’re welcomed into a spacious foyer that leads to a versatile den with double French doors, perfect for an office or quiet retreat.
The home features three generous secondary bedrooms, each providing privacy for guests or serving as special-purpose rooms, such as a craft room or home gym. Moving through the foyer, you’ll find the heart of the home: a kitchen designed for both function and style. It includes a walk-in pantry, an island with bar-top seating, a refrigerator, and an open flow to the great room, making it ideal for cooking, entertaining, or unwinding with family.
The master suite is privately situated at the back of the home, offering a peaceful retreat with a large walk-in closet and a walk-in shower.
This home also includes convenient upgrades, such as laundry upper and Lower cabinets for additional storage, along with a washer and dryer, ensuring your everyday tasks are effortless. For added convenience and security, the home is equipped with modern Smart Home features, including a Ring Video Doorbell, Smart Thermostat, and Keyless Entry Smart Door Lock, bringing ease and connectivity to your daily routine. Additional upgrades, like hurricane shutters, a shingle upgrade, and an extended outdoor patio, enhance both the safety and enjoyment of this exceptional home. Don’t miss the chance to make this stunning home yours!
Features
- Rooms: 9
- Bedrooms: 4
- Baths: 2 full
- Laundry: Laundry Room
- Style: Florida, Ranch
- Year Built: 2024
- Garage: 2-car Driveway, Garage Door Opener
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,052
- Acreage: 0.23
- Est. Taxes: $569
- Lot Desc: Landscaped
- Elem. School: Liberty Elementary
- Middle School: Murdock Middle
- High School: Port Charlotte High
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: O6268949
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/O6268949/4220josephstreet_portcharlotte_fl?source=qrflyer
Listing courtesy of NEW HOME STAR FLORIDA LLC Phone: 407-803-4083
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4220 Joseph STREET, Port Charlotte, FL, 33948
$349,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
| Monthly Tax Payment | $47 | $47 | $47 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,862 | $1,886 | $2,400 |
| Total Monthly Payment | $1,984 | $2,008 | $2,522 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388