Want to live that "Salt Life" without the worries of being in an evacuation or flood zone? This is your chance! You're sure to fall in love with this exquisitely updated home in the coveted Indian Trails neighborhood. Let's talk about location. . . you're just a 5-minute golf cart ride to easy-going downtown Palm Harbor and Ozona, gorgeous Gulf of Mexico sunsets, the Pinellas Trail, multiple breweries and restaurants and A-rated Palm Harbor University. Honeymoon Island, downtown Dunedin and Tarpon Springs are a mere 10 minute drive. Let's not forget the memorable holiday light show that this community hosts - what an experience to live right in the festivities! The home itself has been tastefully updated, while still keeping the quality Mid-Century-Modern feel. You'll walk through the ornate wood double-doors to find a true split floor plan that has been opened up, making it ideal for entertaining. Multiple living areas, a large master bed and bath, kitchen remodel and the lush, private, park-like back yard make this one a true gem. You will thoroughly enjoy the Florida seasons with the expansive screened lanai that can be accessed from every living area (and 2 of the 3 bedrooms) via sliders. You'll live comfortably in this home with great closet space, a pull-down attic for storage, a full pantry and pocket doors that provide privacy without compromising space. What pictures do not show are the following updates since mid-2023: new roof, appliances, water heater, light fixtures, kitchen, bath, wet bar, sod, landscaping and so many other "little" details throughout! Come take a look at this classic beauty and fall in love with your new home sweet home. We sure did! (List agent is one of the sellers. )
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $571,920 | $571,920 | $571,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $666 | $666 | $666 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,805 | $3,853 | $4,904 |
Total Monthly Payment | $4,563 | $4,611 | $5,662 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.