Discover this RARE FIND under $300K in Jacksonville, FL! This charming home features a large corner lot with a unique IN-LAW SUITE or potential SECOND PRIMARY suite, perfect for guests or rental income. Offering 4 spacious bedrooms and 3 full baths, the in-law suite includes a separate exterior entrance and private bathroom for added privacy. Enjoy the expansive, fenced backyard, ideal for outdoor gatherings and play. The updated kitchen and baths provide a modern touch, making this home move-in ready. Don't miss out on this incredible opportunity to own a versatile property in a desirable location! Nearby amenities include shopping centers, grocery stores, and a variety of restaurants, all within a short drive. Parks and recreational facilities are also close by, providing options for outdoor activities. A 10 min drive to downtown Jax, 20 min to the Beach, and only 25 to the Jacksonville Intl Airport make this home a wonderful option !
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$290,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $232,000 | $232,000 | $232,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $210 | $210 | $210 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,544 | $1,563 | $1,989 |
Total Monthly Payment | $1,829 | $1,848 | $2,274 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.