Welcome to this light and bright 4-bedroom gem nestled in the fabulous waterfront community of Saugatuck Island. This home offers a luxurious retreat just steps away from the community beach, with both comfort and functionality in mind, for an easy living experience. The open and airy living room, featuring a soaring ceiling, seamlessly connects to the dining area and expansive wraparound deck through glass sliders. The kitchen, overlooking the deck and beautifully landscaped gardens, is open to the dining area and will be a chef's dream. The primary bedroom offers lovely water views, while two additional bedrooms with ample storage and a full bath complete the main level. The lower level features a spacious family room for TV viewing or relaxing. Enjoy cozy evenings by the fireplace or step into the lush, fully fenced garden w/stone patio for al fresco dining. The fourth bedroom, full bath, and mudroom/laundry room complete the downstairs. The private yard is an ideal setting for outdoor entertainment and relaxation while enjoying the sea air. There is plenty of space for games and play. This exceptional property offers access to a private beach for Island dwellers, along with opportunities for swimming, kayaking, and neighborhood gatherings. Conveniently located close to downtown and the train station, you will love living in this coastal, water community!
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Bedroom 3 | Hardwood Floor | Lower |
Dining Room | 9 ft+ Ceilings,Cathedral Ceiling,Sliders,Hardwood Floor | Main |
Family Room | Hardwood Floor | Lower |
Full Bath | Main | |
Full Bath | Lower | |
Kitchen | Breakfast Bar,Granite Counters,Tile Floor | Main |
Living Room | 9 ft+ Ceilings,Cathedral Ceiling,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $6,800 | $6,800 | $6,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $46 | $46 | $59 |
Total Monthly Payment | $121 | $121 | $134 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.