The property you are inquiring about is located in Lakeland, FL in the Plantation Ridge area of Polk County. Country quiet, with close in convenience is this beautiful 3-bedroom, 3-bath PLUS additional attached dwelling suited for teen suite, mother-in-law, au pair, or $AirBnB. This property also contains two 2-car garages plus a 50-foot carport, a separate workshop with amenities, deep well, and amongst the 3, 000 square feet living area, there is 2 large bedroom suites that are divided/split plan, plus an office, plus an open airy kitchen/dining combo, and a formal dining area as well. The corner lot gives easy access to both the main home and the additional living quarters. The lush landscaping completes the the approximately 1-acre property to perfection. Exterior features include a fenced area for the largest of RV's with electrical hookup. Home Warranty is included in the sale. The 50" and 70" tv DOES NOT convey. The full size safe (in garage) does convey. Washer and dryer does convey *Agents, please read MLS remarks. *
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $326 | $326 | $326 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,460 | $3,503 | $4,459 |
Total Monthly Payment | $3,878 | $3,921 | $4,877 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.