Beautiful open concept Bungalow/Cottage--15 years young, 2x6 construction, 9 foot ceilings. Short walk to Far Hills Beach on Sunset Lake. Lovely open concept kitchen/dining area/living room with natural beams and vaulted beadboard ceilings. This space is bright and light filled. Enjoy the wood stove to cozy up to in the winter. Two ample sized bedrooms with closets on the main living level. Walk up attic area 12x18' with possibility of future living space. Walk out basement at ground level with lots of potential space. Full bath and utility room along with one car garage on the first floor basement level. Come and take a look at this unusual home located steps to Sunset Lake. Not a drive by! Open House Saturday 1/11/25 from 11am-1pm and Sunday 1/12/25 from 12-2p. m.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet | Second |
Kitchen | Ceiling Fan(s), Beamed Ceilings, Vaulted Ceiling(s), Dining Area, Balcony / Deck, Kitchen Island, Deck - Exterior, Open Floorplan, Recessed Lighting, Slider, Beadboard, Flooring - Engineered Hardwood | Second |
Living Room | Wood / Coal / Pellet Stove, Ceiling Fan(s), Beamed Ceilings, Vaulted Ceiling(s), Window(s) - Bay/Bow/Box, Deck - Exterior, Open Floorplan, Slider, Beadboard, Flooring - Engineered Hardwood | Second |
Master Bedroom | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet | Second |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $460 | $460 | $460 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,155 | $2,743 |
Total Monthly Payment | $2,663 | $2,690 | $3,278 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.