Qualifies 100% USDA Rural Housing Loan financing. Home location qualifies 100% USDA Rural Housing Loan financing. Traditional all brick ranch situated on ~. 50 acre level lot with fenced backyard, large multilevel decking and above ground pool. No HOA nor fees and each school is just minutes away. Seller has installed vinyl tilt out windows, water heater, HVAC, all appliances and pool within last few years. Entry into homes living room features original hardwood flooring; also throughout the bedrooms. Oversized den is so cozy with its wood paneling and door leading to backyard. Original pine finishes in kitchen with updated laminate countertops and stainless steel appliances. Spacious enough in eat in area to accommodate table and chairs. Laundry room is easily accessed and walk in size provides storage for household items. Full bathroom is centrally located and has been enhanced with modern upgrades and storage. Homes largest bedroom provides a private 1/2 bathroom and additional 2 bedrooms are each side by side off central hallway. Enclosed 1 car garage w/ new door and opener. Neighborhood is a short drive to stores, restaurants, downtown social amenities as well as Lake Hartwell and its public access areas.
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Our Executive Mortgage Banker:
Our Insurance Division:
$220,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $176,000 | $176,000 | $176,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $48 | $48 | $48 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,171 | $1,186 | $1,509 |
Total Monthly Payment | $1,294 | $1,309 | $1,632 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.