Located in SeaGrove in St. Augustine Bech, this 4bd/3. 5ba home is move in ready! This coastal home offers a front porch to enjoy the sunrises and a back screened lanai to take in the sunsets. There are two primary suites, one on the first floor, both with walk in closets, garden tubs and walk in showers. There is an open floor plan with hardwood floors on the first floor and Mohawk waterproof laminate on the second floor. The kitchen has an abundance of cabinetry, granite countertops, stainless steel appliances and pantry. There is a detached two car garage with breezeway to home, alley access to the garage and a low maintenance yard making this a great lock and leave home for those that travel on a regular basis. Seller will pay for a new roof prior to closing. Located close to the community pool and easy bike ride to the beach. The community of SeaGrove has low association fees and offers a community pool, sidewalks, nature trail, pool with covered pavilion, kayak and canoe launch, and basketball court. Located in the A rated RB Hunt school district, you are ½ mile to beach and walking distance to the SeaGrove town center with restaurants, library, post office, hair salon and more.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,920 | $495,920 | $495,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $224 | $224 | $224 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,299 | $3,341 | $4,252 |
Total Monthly Payment | $3,615 | $3,657 | $4,568 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.