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181 Congress Avenue, Providence, RI, 02907 | $499,000
Welcome to the HISTORIC District of Elmwood! 181 Congress awaits it's first homeowner, and it could be you. This meticulously
designed condo features a total of 3 bedrooms, 3 full bathrooms, and 1 half bathroom. The kitchen is a cooker's dream, with Samsung appliances, Quartz countertops with double beveled corners, and beautiful caramel shaker
cabinets. Also, with forced hot air heating, comes central air. The 3 levels of living space each have their own zone and thermostat. In
the most lower level is your finished basement with a family room and full bathroom. On the main level is where you can find your washer and dryer hookups for conveniently doing your laundry. Your primary suite, with a custom walk-in shower
resides on the upper level next to the other bedrooms. Your new condo has all new Anderson 200 series windows, a Rheem
platinum performance tankless water heater, and a high energy efficient furnace. On the exterior, you will have a concrete
driveway leading to plentiful parking. The concrete foundation is layered with a beautiful brick veneer. The spacious yard
also feels private in the midst of the city. 181 Congress is just a short drive away from downtown PVD, a few short minutes
from the I-95 ramps, and is so close to many stores and restaurants. Come see this newly constructed beauty for yourself!
Features
- Parking: 2-car
- Heating: Forced Air,Gas
- Cooling: Central Air
- Amenities: Highway Access,Public Transportation
- Rooms: 6
- Bedrooms: 3
- Baths: 3 full / 1 half
- Complex: Historic Elmwood
- Year Built: 2025
- Approx Sq. Feet: 2,496
- Est. Taxes: $996
- Pets Allowed: Yes
- Appliances: Gas Water Heater
- MLS#: 1375656
- Website: https://www.raveis.com
/prop/1375656/181congressavenue_providence_ri?source=qrflyer
Copyright © 2025 State-Wide MLS, Inc. All rights reserved.
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
181 Congress Avenue, Providence, RI, 02907
$499,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
| Monthly Tax Payment | $83 | $83 | $83 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,656 | $2,689 | $3,423 |
| Total Monthly Payment | $2,814 | $2,847 | $3,581 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB