LOCATION, LOCATION, LOCATION! ESPLANADE BY SIESTA KEY IS VERY CLOSE TO SIESTA KEY. A FEW MINUTE DRIVE TO WORLD FAMOUS SIESTA BEACH, AND HAD NO FLOOD PROBLEMS WITH THE RECENT HURRICANES. THIS GATED COMMUNITY HAS A BEAUTIFUL CLUB HOUSE, ACTIVE SOCIAL EVENTS, FITNESS CENTER, POOL, SPA, PICKLEBALL, TENNIS COURT AND DOG PARK. IT IS A FANTASTIC COMMUNITY WITH A FANTASTIC LOCATION!*****THIS HOME HAS A GREAT LOCATION TOO, LOCATED AT THE END OF THE CUL DE SAC WITH NO HOMES ACROSS THE STREET. VERY PRIVATE AND HAS ONE OF THE BEST LAKE VIEWS IN ESPLANADE BY SIESTA KEY! THE GREAT ROOM PLAN IS VERY OPEN HIGH CEILINGS WITH TRAY CEILING ACCENTS. KITCHEN HAS STONE COUNTERTOPS, CUSTOM SOLID WOOD CABINETRY, STAINLESS APPLIANCES AND BREAKFAST BAR. SPACIOUS DINING ROOM. SPLIT BEDROOMS ADD PRIVACY. THE GUEST BEDROOM IS EN SUITE AND HAS A WIC. WONDERFUL LAKE VIEW FROM THE OWNERS RETREAT, HAS A TRAY CEILNG ACCENT, VERY NICE BATHROOM, AND AMPLE SIZED WIC. OTHER UPGRADED FEATURES INCLUDE AN EXTENDED LANAI, ACCORDION HURRICANE SHUTTERS FOR EASY INSTALLATION, AND A GENERAC WHOLE HOUSE GENERATOR!
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Our Executive Mortgage Banker:
Our Insurance Division:
$644,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $515,200 | $515,200 | $515,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $377 | $377 | $377 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,428 | $3,471 | $4,417 |
Total Monthly Payment | $3,897 | $3,940 | $4,886 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.