Discover Historic Charm and Modern Living in Roser Park! Welcome to this beautifully updated bungalow in the heart of the highly coveted Historic Roser Park Neighborhood. Just a short walk to downtown St. Petersburg, this home offers the rare combination of historic character and modern convenience-truly one of the closest single-family homes to downtown St. Pete. Inside, you'll be greeted by the warm glow of original hardwood floors, a hallmark of the home's timeless elegance. The updated kitchen and bathroom provide modern touches, while a tankless water heater adds energy efficiency and comfort. Outside, the newly constructed front porch invites you to soak in the friendly, vibrant atmosphere of one of St. Pete’s most iconic front porch neighborhoods. Step into your private backyard oasis, featuring lush landscaping and plenty of room to relax or expand. Zoned for income-producing Accessory Dwelling Units (ADUs), this property offers incredible flexibility and investment potential. From your backyard retreat, enjoy serene views of the downtown skyline and the natural beauty surrounding you. A vacant lot adjacent to the property, owned and maintained by the City of St. Petersburg, adds to the feeling of openness and tranquility. Situated just steps from "The Mayor's Mansion, " a treasured historic landmark and former home of Mayor Bradshaw in the early 1900s, the neighborhood is steeped in charm and rich history. Take a leisurely stroll along scenic Roser Park Drive, winding through the beautiful Booker Creek area. This prime location is also close to hospitals, universities, shopping, dining, and entertainment, making it as convenient as it is captivating. Don’t miss your chance to own this rare piece of St. Pete history. Schedule your showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,920 | $351,920 | $351,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $320 | $320 | $320 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,341 | $2,371 | $3,017 |
Total Monthly Payment | $2,736 | $2,766 | $3,412 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.