No hurricane damage here! This charming 1 Bed/1 Bath + den has so many areas to enjoy. In addition to the Open Kitchen/Family room, relax in the 9 X 12 sitting room to watch the Big Game on the Big screen, or read your favorite book in this peaceful place, and if you do crafts or need office space, there's an additional room for that too! Enjoy the weather on a nice breezy day or enjoy a meal on the 11 X 14 screened lanai. Large shed and carport has plenty of room for 2 cars. HVAC & gas hot water heater replaced in 2019. Ductwork was inspected after hurricanes, cleaned and sanitized, and is in good shape! $360 HOA fee includes water, sewer, trash and lawn maintenance. Other amenities include heated pool, updated fitness room, clubhouse, library, two boat ramps, shuffleboard courts and bocce. Americana Cove is a Gated 55+ Resident owned waterfront community with many clubs and activities. Location is 10 min to popular downtown St Petersburg, 15 minutes to two airports and 20 minutes to the beaches. Two indoor cats are welcome. 675 credit score required by management. This is a great opportunity for full or part time residency or would make a great rental property! Come and take a look!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$99,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $79,600 | $79,600 | $79,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $186 | $186 | $186 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $530 | $536 | $683 |
Total Monthly Payment | $791 | $797 | $944 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.