324 Pearl Street, #1G, New York (Financial District), NY, 10038 | $1,995,000

AUTHENTIC DUPLEX LOFT WITH PRIVATE PATIO AND 19TH CENTURY GLAMOR

Contemporary luxury meets historic charm in this spectacular 2-bedroom, 2-bathroom duplex condo nestled in the trendy Seaport District.

Seconds from exciting dining, shopping, and nightlife, this stunning Lower Manhattan gem boasts a wraparound patio, a wood-burning fireplace, exposed brick walls, a spiral staircase, and a spacious storage loft.

UPPER LEVEL

The open-plan living room, dining room, and kitchen are perfect for entertaining, lounging, and everything in between. Oversized windows with two exposures let in abundant natural light, accentuating soaring 14-foot ceilings and beautiful hardwood floors.

The chef's kitchen is equipped with tiled floors, an eat-in breakfast bar, custom cabinetry, sleek marble countertops, and high-end stainless steel appliances, including an 18-bottle wine cooler. A built-in sideboard provides additional storage and countertop space.

Past the kitchen is a pristine full bathroom with white subway tile walls, chic fixtures, and a deep soaking tub.

LOWER LEVEL

A welcoming foyer leads into a central recreation room ideal as a home office or den. Two spacious bedrooms can accommodate king-size beds and have ample closet space. Both share access to a well-appointed full bathroom, and one of the bedrooms has an arched window and leads out to a large patio for alfresco dining, gardening, sun lounging, and more.

A former book bindery, 324 Pearl Street is a lovely boutique condominium featuring a stylish lobby, shared laundry facilities, and a prime Seaport address. Dozens of restaurants, bars, and cafes are nearby, as are premium neighborhood amenities like the IPIC theater, Pier 17, and the East River Esplanade. FiDi is a few blocks away, and accessible public transportation includes the NYC Ferry and the 2, 3, 4, 5, A, C, E, N, R, W, J, and Z subway lines. Pets are welcome.

Don't miss your chance to experience the ultimate Downtown lifestyle with private outdoor space.

Features

  • Town: New York
  • Cooling: Unknown Type
  • Levels: 6
  • Amenities: Laundry Room On Every Floor; Common Storage;
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: Bindery, The
  • Year Built: 1881
  • Pet Policy: No Pets
  • Washer/Dryer Allowed: Yes
  • Patio: Yes
  • Building Access : Elevator
  • Service Level: Video Intercom
  • OLR#: RPLU1032523305402
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/RPLU1032523305402/324pearlstreet_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Serhant LLC

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888.699.8876

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

324 Pearl Street, #1G, New York (Financial District), NY, 10038

$1,995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,596,000 $1,596,000 $1,596,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.625% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.820% 6.723% 6.284%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,441 $10,219 $13,576
Total Monthly Payment $9,566 $10,344 $13,701

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.