New Year, New Home! Located in a quiet, yet convenient area with easy access to Downtown Aiken and North Augusta, this charming 3BR/2BA Pleasant Pointe home is ready for its next owners. Welcomed by an adorable front porch with rocking chairs, you'll step inside this well-maintained home to find freshly painted walls, an updated kitchen with a new refrigerator and new LVP flooring, spacious bedrooms, a cozy fireplace, and plenty of living space for the whole family. Outside the kitchen is a screened-in porch with a built-in wall unit and electricity ready for entertaining year-round. Beyond the screened-in porch is a large, fenced-in backyard accompanied by a two-bay metal workshop with its own electric hook-up, ample room for storage, and plenty of space for any project that your heart desires. Perfect for those seeking comfort and convenience, this home offers a peaceful retreat with modern upgrades in an unbeatable location!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,681 | $180,681 | $180,681 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $54 | $54 | $54 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,202 | $1,217 | $1,549 |
Total Monthly Payment | $1,331 | $1,346 | $1,678 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.