Welcome to Patchogue, NY, USA. This vast single-story residence boasts an expansive 1991 square feet of living space. The layout is thoughtfully designed and comprises a total of 9 rooms, which are bathed in natural light courtesy of numerous skylights, bay windows and open spaces. The property offers a spacious living room perfect for hosting, 4 well-appointed bedrooms to accommodate a large family or guests, a tasteful dining room for entertaining, and a functional kitchen equipped with a stove, modern stainless steel appliances, and a dishwasher. The house is further enhanced by 2 full bathrooms, with the primary room featuring its private bathroom. Alongside these fine amenities, the property features a lovely backyard deck where you can enjoy the outdoors in comfort and privacy. If you're looking for function and style combined with the convenience of single-level living, this is a property you won't want to miss.
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Our Executive Mortgage Banker:
Our Insurance Division:
$680,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $544,000 | $544,000 | $544,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $710 | $710 | $710 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,619 | $3,665 | $4,664 |
Total Monthly Payment | $4,421 | $4,467 | $5,466 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.