In the quietest, most peaceful and desirable part of North Davis Shores, discover this enchanting home nestled on a corner lot with five mature cedar trees, ready for you to call it your own! The property features stunning hardwood floors, energy-efficient Pella windows, and beautifully modernized kitchen and bathrooms. There is a large bonus room to use as den, office or media room, all contributing to a warm and inviting atmosphere. Outside, you’ll find a shaded, private side yard and a lovely flagstone deck, perfect for relaxing or entertaining, while the durable metal roof ensures long-lasting protection. The oversized one-car garage and energy-efficient tankless water heater enhance the convenience and appeal of this remarkable property. Experience the vibrant lifestyle of downtown St. Augustine, a short walk over the Bridge of Lions; enjoy an array of diverse restaurants, unique shops, and the rich history this charming area has to offer. Want to spend a day at the beach? Just grab your bike and ride over to Anastasia State Park, which is just around the corner. The Conch House, with its marina, is a short walk. With a large den, this home provides exceptional flexibility: enjoy your dream three-bedroom, two-bath retreat with spacious office or family room, or the house could be a two bedroom, one bath residence on one side with a separate living room, one bedroom, one bath in-law suite or short-term rental on the other side. Don’t let this fantastic opportunity slip away—make it yours today!
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Our Executive Mortgage Banker:
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$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $374 | $374 | $374 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,228 | $4,109 |
Total Monthly Payment | $3,654 | $3,694 | $4,575 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.