Welcome to maintenance-free living in the gated community of Indigo where all properties are built by the award winning ''Neal Communities''! Located in the heart of Lakewood Ranch, this less than two year old ''Liberty'' model is being sold TURNKEY and features 3 bedrooms, 2 bathrooms, a 2-car garage, indoor laundry room and an oversized screened lanai all positioned on a desirable corner lot. Rest assured your new home is built strong and safe with its block construction, concrete tile roof, HURRICANE IMPACT WINDOWS throughout, ''Guardian'' whole home security system AND is located in the desirable "X'' floodzone. Your new home also has ''smart home'' capabilities which allows you to remotely adjust your thermostat, open/close your garage, lock/unlock the front door, arm/disarm the security system all off your smart device! Throughout the home you can expect 5 1/4" deco baseboards, high end wood like ceramic tile throughout (NO CARPET), custom composite shutters, LED recessed lighting, 16-seer rated TRANE HVAC and much more! The kitchen boasts a 5-burner natural gas stove, matching GE stainless steel appliances, timeless shaker cabinets, LED undermount lighting that complements not only the shimmering porcelain tile backsplash but the premium high level quartz countertops. The ceramic wood like tile continues into your luxurious primary bedroom that offers TWO walk-in closets with high end custom cabinetry, a large vanity with dual porcelain sinks with high level quartz countertop, a convenient water closet, spacious walk-in shower with upgraded tile reaching the ceiling AND a frosted overhead window allowing natural sunlight. The stylish indoor laundry room includes a matching suite Samsung washer and gas dryer along with ample folding space above both units thanks to the solid wood surface. Your 2-car garage showcases quality features, including the HURRICANE IMPACT rated garage door, builder upgraded durable paint flooring and super convenient water tub as well! Your oversized screened lanai comes fully furnished with elegant modern furniture which includes a fire pit table for those cooler Florida evenings, custom LED screen enclosure lighting and multi use motorized HURRICANE shades that can not only be used for privacy, shade from direct sunlight but also allows protection in the event there is an approaching storm, you can move the lanai furniture undercover versus hauling all the furniture into the garage! Indigo is an active community that features a full time on-site manager as well as a full time activities director that manages an extensive calendar of activities for all ages. A-Rated Gullett Elementary AND Mona Jain Middle School are right outside our gates too! You can also expect sidewalks on both sides of the street, resort style heated community pool/spa at the main clubhouse where you will find 5 cabanas with an abundance of seating, 4 pickleball courts, 2 bocce ball courts, 24-hour exercise gym, meeting room/banquet room and playground. Indigo is a meticulously cared for gated community that takes care of all ground maintenance to include mowing, fertilizing, irrigation, shrubs, and mulching of the flower beds!
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Our Executive Mortgage Banker:
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$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $671 | $671 | $671 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,635 | $2,668 | $3,395 |
Total Monthly Payment | $3,381 | $3,414 | $4,141 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.