Rare opportunity! Nestled in the heart of highly sought-after Homosassa, FL, this beautiful 3-bedroom, 2. 5-bathroom home offers an exceptional combination of comfort, functionality, and modern conveniences. Located in a non-flood zone, this property sits on a sprawling 1. 26-acre lot and features major updates, including a 2023 roof and a 2024 HVAC system, providing peace of mind for years to come.
One of the standout features of this home is the converted garage into a fully functional in-law suite, offering additional living space with its own entrance and can be used for multi-generational living, guests, or as a rental unit, this suite adds incredible value and versatility to the property.
For those who need extra space for hobbies or projects, the detached garage/workshop is a dream come true. Equipped with a functioning automatic garage door opener, this space can easily accommodate vehicles, tools, or storage, making it a perfect workshop for any DIY enthusiast.
Set on 1. 26 acres of land, the property provides ample room for outdoor activities, gardening, or creating your own serene retreat. Whether you’re hosting a barbecue, enjoying nature, or just relaxing under the sun, this home offers the ideal space to live the Florida lifestyle.
This property is conveniently located near local parks, shopping, dining, and is just a short drive to the pristine Gulf Coast waters. Plus, it's in close proximity to top-rated schools and major roads, making commuting a breeze.
With a new roof, new HVAC, an in-law suite, detached garage/workshop, and a generous 1. 26-acre lot, this home offers unparalleled value in a prime location. Schedule your showing today to see all that this beautiful property has!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $134 | $134 | $134 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,151 | $2,737 |
Total Monthly Payment | $2,333 | $2,360 | $2,946 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.