Check out this tastefully fully furnished 2 Bedroom, 2 Bath Condo in the Waterfront Community of Banyan Point that is ideal for both year-round or seasonal use.
Walk into this bright open floor concept condo with a large, updated kitchen with granite countertops, plenty of cabinet space and stainless-steel appliances. The split floor plan features an ample sized guest bedroom and a guest bath which is separated from the primary bedroom and allows you and your guests privacy. The spacious open tiled kitchen with a breakfast bar enables you to entertain your family and friends while they enjoy the sizable great room with spectacular views of the canal. The primary suite offers canal views with sliders that allow access to your roomy lanai where you can sit out and enjoy the view or kickback with your favorite beverage. This bedroom is spacious enough for a king size bed plus all the extras and has a oversized walk-in closet, a vanity area that can also be used as a desk- office area. The updated on-suite bathroom has dual sinks, plenty of cabinet space and a tiled walk-in shower. Other features include a dedicated laundry area with full size washer and dryer, storm shutters, and a storage closet on your lanai. The community amenities include an elevator, heated pool, covered parking with an assigned parking spot and plenty of guest spaces. The grounds are maintained with lush foliage and tropical plants, palm trees and a beautiful Banyan tree. The location of this community is in close proximity to the Historical Park, Punta Gorda Library, Fisherman’s Village, Military Museum, Visual Arts Center, biking paths, and downtown Punta Gorda with plenty of shopping. This condo complex has docks available on a 1st come basis and is a quick boat ride out to Charlotte Harbor. Don’t wait to live in the Florida lifestyle! Just bring your toothbrush and your clothes – everything else is here waiting for you.
This unit has no damage from Hurricanes Milton or Helene and the screens on the lanai are to be replaced in early 2025. Make your appointment today.
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Our Executive Mortgage Banker:
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$397,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $317,600 | $317,600 | $317,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $405 | $405 | $405 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,113 | $2,140 | $2,723 |
Total Monthly Payment | $2,593 | $2,620 | $3,203 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.