Looking for the security of newer construction in a peaceful, quiet community located close to beaches, shopping and easy accessibility to everywhere?? This corner villa with a view of the Preserve and the privacy that offers, was once the BUILDER MODEL, with EVERY UPGRADE INCLUDED and each detail thoughtfully considered. Welcome to The Coves at Terra Ceia Bay, a MAINTENANCE FREE community, where every day can feel like vacation. Perfectly placed between Bradenton/Anna Maria Island to the South and St Pete to the North, you can have your toes into the sugary sand of the Gulf of Mexico in no time. With restaurants and shopping nearby, you have easy access to conveniences, while enjoying the peace and quiet of this serene little oasis, tucked away amongst magical old oak trees. While the community is a hidden gem indeed, let’s talk about this beautiful home. Because it's a corner, end unit, this home feels light and bright, compared to the center units, with the high ceilings and open floorplan offering a sense of spaciousness belying the square-footage. Walking in through the upgraded glass front door, the gorgeous white oak luxury vinyl floors will carry you seamlessly through the rooms and make cleaning a breeze. The modern, elevated, soft close cabinetry in the kitchen goes all the way to the ceiling, with glass fronted vanity cabinets up high, adding elegance to the space. Crown molding and tray ceilings complete the living spaces and master bedroom, with a touch of luxury. The spacious primary bedroom is a delight, with an ample walk-in closet and Zen like en-suite bath with a huge walk in shower. Your guest will have their own bedroom and bath on the other side of the home, giving everyone a sense of privacy. Come together in the living room or on the wide screened in back porch, which is the perfect place to relax after a long day or work or play. Watch the birds in the little creek behind the porch, while listening to the wind rustling in the trees of the preserve area. A lovely place to sit rain or shine, and on a rainy day, the gutters recently added will keep down the splatter, allowing you to simply enjoy the storm. When the sun is out, the pool is on the other side of the preserve area, just a short walk away. The interior laundry room between the kitchen and the garage is well appointed with ample cabinetry and can serve double duty as a mud room, as it boasts a sink for hands soiled from gardening. With the extended one car garage having a pull-down ladder to the attic, you will have a place for your toys, and storage galore. Two spaces in your driveway assure plenty of parking for guests, without needing the overflow spaces across the street, but there is plenty of that as well, if needed. Whether looking for a full-time residence or a second home, this property has been meticulously maintained and being built to the most current hurricane codes, it came through recent hurricanes beautifully, suffering no damage, flooding or issues, offering peace of mind for the owner. With so much to do, from the culture of the surrounding cities, to the abundance of outdoor activities to enjoy and places to explore, get ready to live your best Florida life. Come see this beautiful home and start living a life you don't need a vacation from, today!! **Offering Furnished for Seller's Convenience**
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,120 | $247,120 | $247,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $154 | $154 | $154 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,644 | $1,665 | $2,119 |
Total Monthly Payment | $1,873 | $1,894 | $2,348 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.