Discover one of the largest settings in Somerset Point, nestled on a generous . 49-acre lot with an expansive, privacy-fenced backyard. This immaculate, move-in-ready home boasts the Fairmont II floor plan, featuring an elegant entry foyer, an open concept great room, a formal dining space, and a main floor master suite. Upstairs, you'll find three additional bedrooms and a large bonus room with a closet that can easily serve as a 5th bedroom. The spacious kitchen is a chef's delight, offering quartz counters and a stainless appliance package, including a new Bosch dishwasher. The recently renovated laundry room features built-in cabinets, shelving, and an extra-large capacity washer and dryer that will convey. Additional custom cabinets enhance the eat-in breakfast/coffee area. The home is adorned with 9' ceilings downstairs, 5. 25'' baseboards, 4. 5'' crown molding, picture molding in the dining room, window blinds, 3' plank hardwood flooring, and oak stair treads with pine risers. In addition to the abundant storage space with all of the closets and cabinetry, this home offers newly added tote capacity shelving in the garage. The property includes a double hot water heater, with the option to turn one off if not needed. The beautifully landscaped lawn is equipped with an irrigation system. According to the Beaufort County website, the property is in Flood Zone X, and sellers represent that flood insurance is not required. The area is served by award-winning public and private schools, including Coosa Elementary, Beaufort High, Beaufort Academy, and St. Peter's Catholic Schools. Please note, the seller cannot close until after April 5, 2025. This home is a perfect blend of elegance, functionality, and comfort, ready to welcome its new owners.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $504,000 | $504,000 | $504,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $187 | $187 | $187 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,353 | $3,396 | $4,321 |
Total Monthly Payment | $3,632 | $3,675 | $4,600 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.