Welcome to Spruce Creek South, one of central Florida's finest 55+ golf communities! This beautifully 3 car garage designed home boasts a stunning floor plan, seamlessly blending the living room, kitchen, and dining areas to create a perfect environment for both entertaining and everyday living. The spacious kitchen, complete with ample granite countertop space and modern finishes, serves as the heart of the home, ideal for family gatherings or casual meals with friends.
Stylish wood laminated flooring flows throughout the main living areas, and tile in others offering both beauty and durability. The living room provides a cozy, welcoming atmosphere, perfect for relaxing or hosting guests, while unique barn doors add a charming rustic touch and offer a flexible, space-saving solution for separating rooms when needed. With its open layout and thoughtful design, this home effortlessly balances functionality and warmth. Inside, there are 2 master bedroom suites that offer a peaceful retreat, featuring a generous large walk-in closets with plenty of space for all your wardrobe essentials. Adjacent to the master, a versatile flex room awaits, offering endless possibilities for use as an office, or guest room. Whether you enhance your bedroom with additional living space or create a dedicated workspace, this flexible room adapts to your needs. Step outside to your own private retreat with an enclosed lanai, an ideal space to relax and unwind in peace and quiet. Surrounded by lush greenery and an impressive oak tree, this serene spot offers complete privacy and is the perfect place to enjoy morning coffee or evening sunsets. The beautifully shaded backyard, framed by mature trees, provides ample space for outdoor enjoyment and seclusion, making it an oasis for those who appreciate nature's tranquility. This home is truly a sanctuary. Combining open, airy living spaces with private, tranquil areas to create a perfect balance of comfort and relaxation. Ready to welcome you and your loved ones, this home offers the ideal setting for making lasting memories.
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Our Executive Mortgage Banker:
Our Insurance Division:
$324,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,920 | $259,920 | $259,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $159 | $159 | $159 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,729 | $1,751 | $2,229 |
Total Monthly Payment | $1,963 | $1,985 | $2,463 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.