Welcome to 38 Dearborn Rd, Hill, NH - a picturesque 4-bdrm Cape blending charm, functionality, & versatility. A paved driveway curves into an attached 2-car garage, complemented by a carriage shed, barn, & a 1-bdrm apartment w/ a private entrance. The expansive front yard features ornamental trees & bushes, while the back fields edible landscaping includes four varieties of apple trees & blueberry bushes, ideal for hobby farming or relaxation amidst frequent wildlife visits. The attached garage includes additional storage & a generator, with direct access to a mud/laundry room designed for practicality. Inside, the living room offers a cozy brick fireplace & large window overlooking the vast front yard. The kitchen shines with ample cabinetry, an eat-in island, & a spacious dining room for gatherings. The main floor also features a full bath, a bedroom, & a versatile den-turned-office. Upstairs are 3 generously sized bdrm's & a full bath. The unfinished bsmt includes a wood-burning furnace & abundant workspace. This unique property offers endless opportunities: use the 4-bdrm house or 1-bdrm apt as a revenue stream, or space for a home-based business. Outdoor features garden space, apple trees for potential income, & space for animals or projects. Conveniently located within 20 minutes of Ragged Mountain, Newfound Lake, & I-93, with easy access to hiking, skiing, & Lakes Region attractions. Don’t miss the chance to experience this beautiful home, schedule your visit today.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $658 | $658 | $658 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,593 | $3,638 | $4,630 |
Total Monthly Payment | $4,343 | $4,388 | $5,380 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.