19346 Garden Quilt CIRCLE, Lutz, FL, 33558 | $449,900

Welcome home to this meticulously maintained residence in the highly sought-after Villa Rosa
community. This charming 3-bedroom, 2-bathroom home with a 2-car garage offers both style
and substance, with recent updates throughout and a prime location in the excellent
Steinbrenner School district.
The heart of the home features a stunning open-concept kitchen showcasing an expansive
granite center island with abundant storage underneath. The kitchen is beautifully appointed
with stainless steel appliances, including a brand-new stove, elegant backsplash, and ambient
under-cabinet lighting. The kitchen's dinette area flows seamlessly through sliding glass doors
to the spacious fenced backyard, perfect for outdoor entertaining.
Durable wood-look tile flooring extends throughout the main living areas, combining elegance
with easy maintenance. The generously sized primary bedroom features an attractive window
bump-out, new carpet, and the luxury of two walk-in closets. The newly updated primary
bathroom boasts waterproof luxury vinyl plank flooring and a gorgeous double sink vanity.
Two additional bedrooms at the front of the home have been refreshed with new LVP flooring,
while the second bathroom has received a stylish update with a new vanity and waterproof LVP
flooring. The well-designed laundry room comes complete with convenient cabinet storage and
includes the washer and dryer.
Recent improvements include a 2017 roof and 2021 AC system, providing peace of mind for
years to come. With a low HOA fee and no CDD, this move-in ready home offers exceptional
value in a prime location. A one minute drive to the Veteran’s Expressway, close to Dale Mabry
Hwy, and plenty of shopping and restaurants, yet very quiet and serene. Properties of this
caliber rarely become available in Villa Rosa - don't miss this opportunity!

Features

  • Amenities: Maintenance, Park, Pickleball Court(s), Playground, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 1998
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,603
  • Acreage: 0.15
  • Est. Taxes: $6,547
  • HOA Fee: $211 Quarterly
  • Lot Desc: In County, Sidewalk
  • Elem. School: McKitrick-HB
  • Middle School: Martinez-HB
  • High School: Steinbrenner High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: TB8334568
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8334568/19346gardenquiltcircle_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/9/2025 10:02:35 AM)
Listing courtesy of LPT REALTY, LLC   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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19346 Garden Quilt CIRCLE, Lutz, FL, 33558

$449,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,920 $359,920 $359,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.295% 6.538%
Monthly Tax Payment $546 $546 $546
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,395 $2,425 $3,086
Total Monthly Payment $3,016 $3,046 $3,707

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.