Nestled in the sought-after Oyster Creek, one of Englewood’s top gated golf communities, this nicely maintained 2-bedroom, 2 bathroom, 2 car garage home offers the perfect blend of comfort, style, and convenience. Oyster Creek is known for its low HOA fees and a wide array of amenities, including pickleball, tennis, community events, and a vibrant community center complete with a pool. Residents also enjoy access to a private golf course, where you only pay if you play. This well-maintained home boasts several recent upgrades, ensuring a move-in-ready experience. New tile roof in 2023, new water heater in 2023, new Luxury Vinyl Plank Flooring that offers durability and ease of maintenance. Equipped with hurricane shutters and located in a X500 Flood Zone ensuring peace of mind during storm season. As you approach the home you notice the updated landscaping which enhances curb appeal. Step inside to an open and inviting floor plan, with vaulted ceilings that make the space feel bright and expansive. The versatile bonus room can easily serve as an office, den, or third bedroom. Large windows allow natural light to fill the space, creating a warm, welcoming atmosphere throughout. The private lanai is accessible directly from the main living area and is surrounded by lush Florida landscaping—ideal for outdoor entertaining or relaxing in the gentle breeze. The kitchen offers plenty of pantry space, and the tucked-away laundry area features a full-size washer and dryer. The oversized master bedroom is a peaceful retreat, complete with a large walk-in closet and an en-suite bathroom featuring a jetted tub and separate walk-in shower. The guest bedroom is spacious, with an adjacent guest bathroom. Home also features updated ceiling fans, lighting, blinds, and a new water softener/RO system. Enjoy easy access to Englewood’s renowned beaches, including Lemon Bay, the Gulf of Mexico, and Stump Pass. The nearby Manasota Key offers a laid-back lifestyle with fine dining, beach bars, and countless opportunities for leisure and adventure.
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$355,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,000 | $284,000 | $284,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $201 | $201 | $201 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,889 | $1,913 | $2,435 |
Total Monthly Payment | $2,165 | $2,189 | $2,711 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.