Nestled in the sought-after Dr. Phillips area in Orlando, this stunning 2017-built home, in the gated Ruby Lake community, is one of Orlando's best kept secrets. With a commute of less than 10 minutes to Walt Disney World Resort and 20 minutes to Universal Studios, you're situated in one of Orlando's most prominent locations. Within walking distance and just a few minutes drive, you'll find the new O-Town West development which offers convenient access to all of your daily needs including a brand new Publix, Target, and an abundance of dining and retail options. The home boasts 3 bedrooms, 3. 5 bathrooms, a designated office/den, and a versatile loft, maximizing every square inch of the structure. The Pompeii floor plan, built by Pulte Homes, is designed for functionality fit to accommodate any lifestyle. This home has been very lightly used since it was built. Inside, you'll find no shortage of premium design features, including sleek quartz countertops, elegant white shaker-style cabinetry, stainless steel appliances, upgraded light fixtures, ceiling fans, and crown molding throughout. Spacious bedrooms, all equipped with their own walk-in closet and en-suite access, enhance the living experience, particularly in the oversized primary suite, which features ample living space, two vanities, a super-shower and a massive walk-in closet. Being in one of the few natural gas communities in the area, this home features gas appliances, including a 4-burner gas range, gas oven, and a tankless gas water heater - a true delight for every homeowner. Functionality and efficiency are also prioritized, as this home features a durable tile roof, double-pane windows, and a dual AC system equipped with both a unit to service the ground floor and an additional unit to service the second floor. This home’s unique lot ensures exceptional privacy, with no direct rear or front-facing neighbors. Step outside to the extended, screened brick-paver lanai, where you can relax, entertain, and enjoy the serene surroundings any time of day. The 2-car garage comes equipped with a Level 2 Tesla EV charger, and additional driveway parking ensures ample space for residents and guests. Ruby Lake's community amenities are the icing on the cake, featuring a resort-style pool, a splash pad for the kids, a fully equipped fitness center, a tennis and pickleball court, a fire pit for lounging and a community dock overlooking Ruby Lake. Experience the perfect combination of comfort, functionality, and convenience in this one-of-a-kind Ruby Lake gem. Contact us to schedule your private viewing today!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $711,992 | $711,992 | $711,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.625% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.274% | 6.723% | 6.932% |
Monthly Tax Payment | $639 | $639 | $639 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,737 | $4,559 | $6,300 |
Total Monthly Payment | $5,468 | $5,290 | $7,031 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.