Presented byMary Anne Lagana |
Townhouse with 5 rooms, 3 BRs and 1 Bath. 1st floor has a remodeled kitchen with stainless steel appliances which include oven/range, dishwasher, refrigerator and microwave. Laundry hook up in pantry. Kitchen has vinyl flooring. Living Room with carpeting. 2nd floor has 3 bedrooms with carpeting and 1 full bath with tub/shower. Spacious front, rear and side yard. Shed included. Off street parking for one vehicle. Must be owner occupied with sale contingent on Stonybrook Gardens Inc approval. To qualify: 650 credit score, monthly income 3500. 00, 2 yr tax returns w income of 42, 000 each yr. Debt to income ratio of 35 percent. Must be approved by board, $100. 00 for application per person. Ask me for Association approved lenders. Seller to find suitable housing. SOLD "AS IS"
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Upper |
Bedroom 2 | Wall/Wall Carpet | Upper |
Full Bath | Tub w/Shower,Tile Floor | Upper |
Kitchen | Vinyl Floor | Main |
Living Room | Wall/Wall Carpet | Main |
Primary Bedroom | Upper |
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Sales Associate
William Raveis Real Estate
Phone: 203.258.8755
MaryAnne.Lagana@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.913.1633
Jorge.Rivera@Raveis.com
NMLS Mortgage Loan Originator ID 12303
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $123,999 | $123,999 | $123,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $825 | $835 | $1,063 |
Total Monthly Payment | $900 | $910 | $1,138 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.