Nestled in the quiet landscape of Padanaram Village sits a 3 bed, 2. 5 bath cottage style home. Drenched in natural light, this versatile property offers an interesting blend of classic charm and comfort. Upon entering the south facing sunroom, one finds the recent updated eat-in kitchen complete with quartz countertops and recently updated appliances. The dining room and large living room w/ frpl, are complete with built-ins, crown moldings and beautiful hardwood floors. The primary suite offers a cathedral ceiling and full bath. A den/office/bedroom and full bath complete the first floor. The second floor offers two bedrooms, a half bath and several large closets The sunroom has direct access to the deck and the spacious backyard with a manicured garden. One might add a pool or expand the footprint. . Additionally, this house offers a screened-in porch, a two-car garage, a full unfinished basement with walk out, a recent new roof, and new exterior paint. This home is a must see!
Type | Description | Level |
---|---|---|
Bedroom 2 | Walk-In Closet(s), Closet, Flooring - Wood, Window(s) - Bay/Bow/Box | Second |
Bedroom 3 | Closet, Flooring - Wood, Window(s) - Bay/Bow/Box | |
Dining Room | Flooring - Wood, Window(s) - Bay/Bow/Box, Crown Molding | First |
Kitchen | Flooring - Wood, Window(s) - Bay/Bow/Box, Dining Area, Kitchen Island, Exterior Access | First |
Living Room | Closet/Cabinets - Custom Built, Flooring - Wood, Window(s) - Bay/Bow/Box, Archway, Crown Molding | Main,First |
Master Bedroom | Bathroom - Full, Cathedral Ceiling(s), Closet/Cabinets - Custom Built, Flooring - Wall to Wall Carpet | Main,First |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,196,000 | $1,196,000 | $1,196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.820% | 6.723% | 6.284% |
Monthly Tax Payment | $595 | $595 | $595 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,075 | $7,658 | $10,173 |
Total Monthly Payment | $7,795 | $8,378 | $10,893 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.