Nestled in one of Suffern’s most coveted neighborhoods, you will discover suburban living at its finest! This charming colonial has 3 bedrooms plus a den and boasts over 1800 square feet of living space. As you enter through the front door, you will appreciate the additional finished space of the enclosed porch. With a neutral palette and many windows throughout, the home has an abundance of natural light. The spacious living room features beautiful built-ins and a relaxing fireplace, the perfect spot to warm-up on a snowy, winter day. The dining room has hardwood floors and sought-after architectural features; wide baseboard and window moldings and an arched doorway that leads into the eat-in-kitchen. Featuring young GE appliances, the kitchen has the added convenience of a side door entrance…carrying in your groceries is a breeze! Upstairs are 3 spacious bedrooms, one with a walk-in closet, and a full bathroom. The walk-out lower level has a den/family room, a half bath, a laundry room with sink and a large storage area that can easily be finished into more living space. Outside, relax on the beautiful paver patio. The paver walkway leads to the 2 car garage, which was completely rebuilt in 2013, and has its own electrical panel. The driveway offers even more parking. The home has a young roof, maintenance free vinyl siding, and all windows have been replaced. A short walk to Suffern Pool, Horton Athletic Field and playground. Take advantage of all that the Village of Suffern has to offer with great restaurants, shops, and the landmark Lafayette movie theater. Go hiking at the nearby State parks or play a round of golf at Spook Rock Golf Course. Great commuter location, minutes to NY/NJ highways/trains and buses. Inventory is still so low…Grab this opportunity because it won't last!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $1,202 | $1,202 | $1,202 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,460 | $3,503 | $4,459 |
Total Monthly Payment | $4,754 | $4,797 | $5,753 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.