Escape to your own serene paradise in this meticulously maintained one owner Berkshire model, nestled in the Riverstone resort-style, gated community. The upgrades both pre and post construction will WOW you! Let's start outside with the widened driveway w/ herringboned patterned pavers + walkway to front door widened. Landscaping has been enhanced. Exterior lighting upgrades are 2 years new. The crown gem is the nearly 1000sqft expanded rear lanai which captures SWFL million dollar sunsets, offers a hardwired water fountain feature, hook-up for future outdoor kitchen present, tv hook-up, upgraded herringbone patterned pavers, electric hurricane roll down shutters (for ease of outdoor furniture storage since home has all impact windows and doors), portable generator wiring present, and surveillance cameras. Upon entry you will begin smiling as you walk through and note the extras present throughout the home: crown molding, the custom decorative wood accent walls in great room and the primary bedroom, the framed bathroom mirrors, the clever built-in armoire in the den with pocket doors and built-in storage and desk, the central vac system, the Kinetico water filtration system, the extra insulation in the garage door and attic, the quality coastal furnishings that convey allowing you to just move in, upgraded modern plank flooring, the kitchen full of upgrades-most importantly level 5 high quality cabinetry w/ self-close drawers, quartz countertops, 1 year new dishwasher and microwave, a built-in wine fridge, above and below cabinet lighting, and easy to maintain plank flooring (also present in great room/dining area, foyer, laundry and guest bath). This home will steal your heart! Sellers offering a 1 yr home warranty w/ acceptable offer for extra peace of mind.
GL's Riverstone Community has it all! Convenient North Naples LOCATION close to beaches, Mercato, shopping, and fine dining. No CDD! GUARD GATED community of 300 acres with OUTDOOR features of natural preserves w/ bike and jog paths, 12 lakes, resort sized pool w/ cabanas and a tiki bar, lap pool, spa/hot tub, kids' splashpad/waterpark and play area, 5 Har-Tru lighted tennis courts, and basketball/pickleball courts.
INDOOR amenities include a 13, 000 sf clubhouse home to a dance/yoga studio, indoor basketball/pickleball court, fitness center, billiards/game room, community room w/ kitchen. LIFESTYLE DIRECTOR who organizes community activities for enjoyment of residents and to allow friendships to flourish when attending Yoga, Zumba, Farmer's Mkt, Trivia Night, Food Truck Night to name a few!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,822 | $639,822 | $639,822 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $482 | $482 | $482 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,257 | $4,311 | $5,486 |
Total Monthly Payment | $4,831 | $4,885 | $6,060 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.