Welcome to this charming 3 bedroom, 2 bath, 2 car garage home with a brand-new roof to be installed the end of January. As you step inside you will enter the welcoming open floor plan with cathedral ceilings. The spacious eat-in kitchen features lots of cabinets, stainless-steel appliances and a pass-thru window to the living room. French door from the living room open to the huge, enclosed Florida room that would be perfect for entertaining guests or family gatherings. The roomy master bedroom has an en-suite with a walk-in closet. The spacious 2nd and 3rd bedrooms are also roomy in size and share the 2nd bathroom. There is a dedicated laundry room for your convenience. The shed is also included. AC serviced yearly. This home is in the heart of Citrus Springs. Conveniently located just minutes to Citrus Springs Community Center, parks, shopping, dining, and outdoor adventures like the Rainbow River, Withlacoochee State Trail and only a mile away from the Golf & Country Club. This is the perfect place to enjoy the small-town charm with all the modern conveniences.
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Our Executive Mortgage Banker:
Our Insurance Division:
$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $68 | $68 | $68 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,251 | $1,267 | $1,612 |
Total Monthly Payment | $1,394 | $1,410 | $1,755 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.