**Stunning 3 Bed, 2 Bath Home with In-Law/Rental Suite in Oldsmar!**
Discover your dream home in beautiful Oldsmar, conveniently located near stunning beaches and local parks, including Mobly Beach Park and Veterans Memorial Park. This charming property features a spacious 3-bedroom, 2-bath layout, perfect for families, with the added benefit of an in-law/rental suite that has its own private entrance.
The guest suite is well-appointed, featuring a washer/dryer combo, guest WiFi network, kitchenette area with a full refrigerator, sink, toaster oven, and microwave. Enjoy the tranquility of the suite's fenced yard, patio, and gated driveway, ensuring privacy for guests or tenants.
Recent upgrades include a new roof and HVAC system installed in 2022, hurricane-resistant doors and windows added in 2024, and seamless gutters with a leaf filter system in 2023. Plus, the solar panels will be paid off at closing, providing the buyer with credited electric bills—a remarkable bonus!
The main section of the home boasts a large, fenced backyard equipped with a double shed and a double gate for convenient access. With beautiful landscaping throughout, this property is perfect for entertaining or enjoying peaceful outdoor moments. Don’t miss out on this exceptional opportunity in a prime location!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $343 | $343 | $343 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,460 | $3,503 | $4,459 |
Total Monthly Payment | $3,895 | $3,938 | $4,894 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.