1013 Live Oak CIRCLE, #13, Port Charlotte, FL, 33948 | $349,900

RARE FIND! Here is your chance to own one of the popular RARELY available lakefront villas in Heritage Oak Park! (Only 14 in the park!) Fantastic lake view from this spacious tastefully turnkey furnished villa w/1561 sq. ft. under air. Villa has 3 bedrooms, 2 full baths, & 2 car garage! No worries about hurricanes as villa has impact glass windows and doors & shutters on the front door & is not in the flood zone. This beautiful villa boasts volume ceilings w/tray ceiling in great room, large open floorplan, kitchen has quartz counters w/under counter sink, tile backsplash, wood cabinets w/pull out drawers in bottom cabinets, breakfast bar, closet pantry & equipped w/stainless appliances, large formal dining area w/tubular skylight, ceiling fans & plantation shutters thru-out, roomy master bedroom w/good sized walk-in closet, & door out to the tiled screened lanai, ensuite master bath has wood vanity w/solid surface counter top & dual molded sinks, soaking tub, walk in shower w/handicap bars, private toilet closet, & tubular skylight, split bedrooms, French doors to 3rd bedroom, second bath has pocket door. newer wood vanity cabinet w/drawers, solid surface countertop & sink, tub/shower, & tubular skylight, interior laundry room w/full size washer & dryer, laundry tub, & upper cabinets for storage, electric screen door on garage for ventilation, water heater replaced in 2019 & more. Great Location within community with only a very short walk to clubhouse/pool & the community mailbox. Heritage Oak Park is a beautiful community built around the old Florida oak trees which gives you the feeling that you are in the country, yet it is conveniently located minutes from major shopping & restaurants, and walking distance of Publix, & the YMCA. The gated community offers an activities director, clubhouse, heated pool, library, billiards room, exercise room, tennis, pickle ball, shuffleboard, bocce ball and walking path around lake. These units sell very quickly so don't hesitate to schedule your viewing today, you won't be disappointed!

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Tennis Court(s)
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Ranch
  • Year Built: 2004
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,561
  • Est. Taxes: $6,889
  • Condo Fee: $1,075 Quarterly
  • Lot Desc: In County, Landscaped
  • View: Water
  • Elem. School: Liberty Elementary
  • Middle School: Port Charlotte Middle
  • High School: Port Charlotte High
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
  • MLS#: C7502713
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7502713/1013liveoakcircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/9/2025 10:17:07 PM)
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY   Phone: 941-637-1090

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1013 Live Oak CIRCLE, #13, Port Charlotte, FL, 33948

$349,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,920 $279,920 $279,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.295% 6.538%
Monthly Tax Payment $574 $574 $574
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,862 $1,886 $2,400
Total Monthly Payment $2,511 $2,535 $3,049

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.