RARE FIND! Here is your chance to own one of the popular RARELY available lakefront villas in Heritage Oak Park! (Only 14 in the park!) Fantastic lake view from this spacious tastefully turnkey furnished villa w/1561 sq. ft. under air. Villa has 3 bedrooms, 2 full baths, & 2 car garage! No worries about hurricanes as villa has impact glass windows and doors & shutters on the front door & is not in the flood zone. This beautiful villa boasts volume ceilings w/tray ceiling in great room, large open floorplan, kitchen has quartz counters w/under counter sink, tile backsplash, wood cabinets w/pull out drawers in bottom cabinets, breakfast bar, closet pantry & equipped w/stainless appliances, large formal dining area w/tubular skylight, ceiling fans & plantation shutters thru-out, roomy master bedroom w/good sized walk-in closet, & door out to the tiled screened lanai, ensuite master bath has wood vanity w/solid surface counter top & dual molded sinks, soaking tub, walk in shower w/handicap bars, private toilet closet, & tubular skylight, split bedrooms, French doors to 3rd bedroom, second bath has pocket door. newer wood vanity cabinet w/drawers, solid surface countertop & sink, tub/shower, & tubular skylight, interior laundry room w/full size washer & dryer, laundry tub, & upper cabinets for storage, electric screen door on garage for ventilation, water heater replaced in 2019 & more. Great Location within community with only a very short walk to clubhouse/pool & the community mailbox. Heritage Oak Park is a beautiful community built around the old Florida oak trees which gives you the feeling that you are in the country, yet it is conveniently located minutes from major shopping & restaurants, and walking distance of Publix, & the YMCA. The gated community offers an activities director, clubhouse, heated pool, library, billiards room, exercise room, tennis, pickle ball, shuffleboard, bocce ball and walking path around lake. These units sell very quickly so don't hesitate to schedule your viewing today, you won't be disappointed!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $574 | $574 | $574 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,862 | $1,886 | $2,400 |
Total Monthly Payment | $2,511 | $2,535 | $3,049 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.